HSBC Premier offers 20% Avios transfer bonus

HSBC Premier is offering a 20% bonus on transfers from its credit card points to British Airways Avios. The promotion runs from September 1 to September 30, according to the source Head for Points. For a complete overview of the team's performance and future matches, you can always check our fixtures page.

Readers are advised to confirm the bonus is active before making large transfers. A small test transfer of at least 100 HSBC points can verify the bonus is working, as the bonus Avios may take up to 14 days to post.

Transfer rules and partners

The bonus applies only to transfers into a British Airways Club account. Transfers to a Qatar Airways Privilege Club account are not eligible for the 20% bonus.

HSBC Premier points can be converted to several airline and hotel loyalty programs at a standard rate of 2 HSBC points to 1 partner point or mile. The list of airline partners, updated in February 2026, is as follows:

The source notes that the transfer rates to Emirates Skywards and Singapore Airlines KrisFlyer remain 1:1 via HSBC, unlike some other programs. Hotel partners are IHG One Rewards and Wyndham Rewards, though the source calls these transfers "terrible value" because a hotel point is generally worth less than an airline mile.

A lower-than-usual bonus

The current 20% bonus is less than historical offers. The source states that these transfer bonuses have typically been 25% since 2014. For context on how such offers can affect a team's travel planning and player availability, our injuries page provides relevant insights.

This raises a question for points holders. Is it worth waiting for a potentially higher bonus in about six months? The decision may be forced for some, as HSBC credit card points have a "hard" three-year expiry date.

Earning rates on HSBC Premier cards

Access to these credit cards requires a HSBC Premier current account, which has high income or savings requirements. There are two card variants with different earning structures.

The free HSBC Premier Mastercard earns 1.5 HSBC points per £1 spent in the UK, and 2 points per £1 spent abroad. The paid HSBC Premier World Elite Mastercard, which costs £290 per year, earns 3 points per £1 in the UK and 4 points per £1 abroad.

Given the standard 2:1 conversion rate to airline miles, the effective earning rates are as follows:

Card benefits and comparisons

The £290 World Elite card includes Priority Pass airport lounge access for the primary cardholder. A supplementary card for a partner costs £60 per year, but there is no free lounge access for children. The source contrasts this with The Platinum Card from American Express, which provides access for a family of four.

The HSBC Premier current account includes comprehensive travel insurance. This makes the package an "interesting alternative" to the American Express Platinum for couples or solo travellers, according to the source.

Readers should check for the offer directly with HSBC before proceeding. A test transfer remains the safest way to confirm the 20% bonus is live. For more detailed analysis on player contributions and team metrics, our stats section offers valuable data.